PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE.
ARC Research Limited is a subsidiary of ARC Group Limited and an affiliate of Asset Risk Consultants Limited, Asset Risk Consultants (UK) Limited and Asset Risk Consultants (Jersey) Limited. ARC Research Limited (“ARC”, “our”, “us”, and “we”) operates www.suggestus.com and Asset Risk Consultants Limited operates www.assetrisk.com (our “Sites”).
ARC Research Limited is a company registered in the Island of Guernsey (company number 39984), has its registered office at 7 New Street, St Peter Port, Guernsey GY1 2PF.
Asset Risk Consultants Limited is a company registered in the Island of Guernsey (company number 30293), has its registered office at 7 New Street, St Peter Port, Guernsey GY1 2PF and is licensed by the Guernsey Financial Services Commission under the Protection of Investors (Bailiwick of Guernsey) Law, 1987, as amended (reference number 92296).
Asset Risk Consultants (UK) Limited is a company registered in England and Wales (company number 08858600), has its registered office at c/o Mark Davies & Associates, City Tower, 40 Basinghall Street, London EC2V 5DE and it is authorised and regulated by the Financial Conduct Authority (reference number 652972).
Asset Risk Consultants (Jersey) Limited is a company registered in the Island of Jersey (company number 100579), has its registered office at Charter Place, 23-27 Seaton Place, St Helier, Jersey JE2 3QL and is regulated by the Jersey Financial Services Commission (reference number IB0257).
The information, materials and opinions contained on our Sites are intended for professional advisers and trustees, who deal with the affairs of private clients and charities located in the Island of Guernsey, the Island of Jersey or the United Kingdom, for general information purposes only, are not intended to constitute professional advice, and they should not be relied on or treated as a substitute for specific advice relevant to particular circumstances. Neither ARC, nor any other ARC entities, accepts any responsibility for any loss which may arise from reliance on information, materials or opinions published on our Sites. If you wish to find out more about the information published on our Sites, please contact us at firstname.lastname@example.org.
We do not give any warranties or undertakings or make any representations in relation to the content of our Sites. In particular, we do not give any warranties or undertakings or make any representations about the quality, accuracy, completeness or fitness for any particular purpose of the content of our Sites and/or to the content of any other website referred to or accessed by a hypertext link through our Sites.
In particular, our Sites may provide information, articles and material that are written and prepared by individuals who are not employees or representatives of ARC. Such information, articles and material are provided for information purposes only. ARC is not responsible for the contents or accuracy of such information, articles or material, and any recommendations or opinions that may be expressed in such information, articles or material must not be taken as recommendations or opinions of ARC.
Any charts, information, figures, manager lists, reports or results provided on the Sites (“Data”) are based on historical information and past performance is not indicative of future performance. Some of the Data is computed using complex calculations and the results are provided for information purposes only and are not an indicator of suitability for any specific investment or other requirements. The Data provided on our Sites may be amended, deleted or updated at any time without notice.
ARC does not guarantee the performance of any investment, portfolio or the return of an investor's capital or any specific rate of return. ARC accepts no liability for any investment decision made on the basis of the Data contained on our Sites.
The PDF materials published on our Sites are, unless otherwise stated, the copyright works of ARC or another ARC entity. You may download content from our Sites to a local hard disk and/or print extracts for any non-commercial purpose. You may also copy materials on our Sites to third parties, provided that any such copy is complete, not amended, accurate and not misleading, provided free of charge, acknowledges ARC as its source and prominently features both this copyright notice and the ARC website address of www.assetrisk.com.
You may provide a link to our Sites from any other business information or business service web site, but not (save with our prior written agreement) in any way which creates the impression that we are associated with or have approved such other site. Apart from this, you may not reproduce or store any part of our Sites on any other website without our prior consent. Any request for copying outside the scope of this permission should be directed by email to email@example.com.
Usage of ARC Indices does not require a licence and is free of charge subject to the following restrictions:
Any usage of ARC Indices that breaches any of these restrictions is subject to prior written approval by ARC and any additional conditions or charges that ARC may apply. For the avoidance of doubt, please check which of the four user categories set out below applies to you. Incorrect usage will incur a penalty of £25,000 for each calendar year during which the usage terms were breached.
For all private client, charities and trustees, the usage of ARC Indices does not require a licence and is free of charge for the purpose of placing the performance of their portfolios into peer group context provided none of the five restrictions listed above are breached.
Advisers (including IFAs)
For those acting in an advisory capacity to private clients, charities or trustees, usage of ARC Indices does not require a licence and is free of charge provided that none of the five restrictions listed above are breached. For the avoidance of doubt the phrase “third party” in the restrictions does not include clients of the advisor.
Discretionary Investment Managers/Fund Management Houses
Usage of ARC Indices by discretionary investment managers and fund management houses for marketing purposes is automatically deemed to be in breach of the restrictions above and therefore all such users require a licence.
Data Vendors/Software Suppliers
Usage of ARC Indices by data vendors/software suppliers is automatically deemed to be in breach of the restrictions above and therefore all such users require a licence.
We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that our Sites, or any content on it, will always be available or be uninterrupted. Access to our Sites is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our Sites without notice. We will not be liable to you if for any reason our Sites are unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our Sites.
Our Sites are directed to people residing in the Island of Guernsey, the Island of Jersey and the United Kingdom. We do not represent that content available on or through our Sites is appropriate or available in other locations. We may limit the availability of our Sites or any service or product described on our Sites to any person or geographic area at any time. If you choose to access our Sites from outside the Island of Guernsey, the Island of Jersey and the United Kingdom, you do so at your own risk.
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Sites or any content on them, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
Please note that in particular, we will not be liable for:
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Sites or to your downloading of any content on them, or on any websites linked to them.
We assume no responsibility for the content of websites linked on our Sites. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
ARC accepts no liability for any agreements entered into between you and any contributors of information to our Sites. You enter into those agreements at your own risk and you should consult a professional adviser to specifically advise you as to whether the services provided by such contributors are suitable for your individual needs and aims as an investor. You should always complete your own analysis and/or seek appropriate professional advice before entering into an agreement with any such contributor.
Different limitations and exclusions of liability may apply to liability arising as a result of the supply of any services to you, which will be set out in our Terms of Services.
Whenever you make use of a feature that allows you to upload content to our Sites, or to make contact with other users of our Sites, you must comply with our content standards.
These content standards apply to any and all material which you contribute to our Sites (“Contributions”), and to any interactive services associated with it.
You must comply with the spirit and the letter of the following content standards. The content standards apply to each part of any Contribution as well as to its whole.
Contributions must not:
You warrant that any such Contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty.
In respect of any Contribution that relates to another person, you warrant that you have the prior express consent of that person before uploading such Contribution.
Any content you upload to our Sites will be considered non-confidential and non-proprietary. You retain all of your ownership rights in your content, but you are required to grant us a licence to use, store and copy that content and to distribute and make it available to third parties.
We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our Sites constitutes a violation of their intellectual property rights, or of their right to privacy.
We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our Sites.
We have the right to remove any posting you make on our Sites if, in our opinion, your post does not comply with our content standards.
You are solely responsible for securing and backing up your content.
We do not guarantee that our Sites will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platforms in order to access our Sites. You should use your own virus protection software.
You must not misuse our Sites by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Sites, the server on which our Sites are stored or any server, computer or database connected to our Sites. You must not attack our Sites via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you may be committing a criminal offence. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Sites will cease immediately.
Any advertisements, such as banner adverts, promotional images, text or other material provided by a third party that appear on the Sites are not the responsibility of ARC and no warranties or guarantees are given whatsoever in respect of the products and services offered by advertising companies.